The Lakhani Group Global

Why EU Residency Is a Smart Choice for Asian Investors — And Why Latvia Should Be on Your Radar

Markets in Asia can be fast-moving and volatile.

By holding a European residency, investors diversify not only their financial portfolio but also their geopolitical exposure, gaining peace of mind knowing they can relocate assets, operations, or their families to a stable environment if needed.

For Asian entrepreneurs and family offices, these pain points are real:

  • Political and regulatory uncertainty: Rapid policy shifts or geopolitical tensions can affect investments, travel, and family security.

  • Market volatility: Currency fluctuations, inflation, or sudden economic slowdowns can impact asset values.

  • Limited global mobility: Obtaining visas to travel, invest, or conduct business in Europe or North America can be a complex and time-consuming process.

  • Legacy planning challenges: Securing education, healthcare, and long-term safety for the next generation often requires international options.

This is why European residency programs — particularly Latvia’s residency-by-investment route — are becoming a strategic solution. With a relatively modest investment starting around €100,000, investors can gain European mobility, stability, and access to the EU market, all while preserving flexibility for business growth.


The Benefits for Asian Investors  

For many investors, a European residency is not just a piece of paper — it’s a gateway to global possibilities. Whether you’re an entrepreneur, a family business owner, or a professional building a cross-border future, the EU offers a combination of stability, access, and long-term security that few other regions can match.


Here’s why it matters:

Access to the EU Single Market  

The European Union represents over 440 million consumers and trillions in GDP. Residency allows investors to establish or invest in EU-based companies, bid on tenders, and tap into a mature, rule-based economy that values innovation and compliance.

Secure Future for Families  

An EU residency opens access to top-tier education, advanced healthcare, and a safe living environment. For families, this is an investment in mobility, opportunity, and a long-term legacy.

Financial and Tax Planning Flexibility  

Residency in countries like Latvia provides investors with the ability to optimize global tax structures, access EU banking systems, and benefit from transparent regulatory frameworks — all while maintaining ties to their home markets.

Visa-Free Travel and Mobility  

A Latvian residence permit grants access to 29 Schengen countries, allowing seamless travel across Europe for business or leisure. For investors used to complex visa arrangements, this freedom is a significant advantage.

Pathway to Citizenship  

For long-term planning, Latvian residency can eventually evolve into permanent residence or citizenship, giving access to one of the most powerful passports in the world — and a truly global identity.

 

A short story: from Hong Kong to the Baltic coast  

Let’s take this example — a second-generation entrepreneur in Hong Kong — wanted European market access for his hospitality projects but didn’t want the long wait or massive capital lock of other EU schemes. He opted for Latvia’s investor route: an investment into company share capital that aligns with his business strategy, a five-year renewable residence, and a clear path to long-term stability.

Within months, the paperwork was done; within a year, he was spending summers in Jurmala and winters meeting partners across Europe. The investment wasn’t only financial — it opened time, travel, and lifestyle options for his whole family.


Why Latvia makes sense for Asian investors

  • Affordability and flexibility. Compared with many EU programs that demand large real-estate purchases or massive deposits, Latvia offers investment routes that start at levels many entrepreneurial families find reasonable — notably a share-capital option commonly used by investors around €100,000 (with structure and company size conditions). This makes Latvia a practical first step into EU residency.

  • Schengen access and euro stability. Residency in Latvia gives EU/Schengen travel freedom and access to the Eurozone — practical for business travel, banking, and education.

  • Business-friendly entry. The share-capital route lets investors inject capital into companies (including minority shares), which can complement an active investment plan rather than being purely static capital parked for visa purposes.

  • Clear long-term route. Residency can be renewed and — with the right physical presence and legal steps — lead to permanent residence and eventual Latvian citizenship after the required years of lawful residence.

 

The €100k share-capital option — what is it?

One common route is investing in the share capital of a Latvian company. Depending on company size and employment/turnover thresholds, investors may qualify by contributing around €100,000 into a company that meets statutory criteria (there are also smaller-company options and variations). When structured properly, this investment can support your business plans and also qualify you for a temporary residence permit.


Step-by-step: how to obtain Latvian residency through investment   

  1. Choose the investment route — share capital, real estate, subordinated deposit, or another qualifying option. For many investors, the share-capital route (≈€100k in certain company scenarios) is efficient and business-aligned.

  2. Structure the investment — set up or invest in a Latvian company that meets the legal criteria (employment, turnover, or subsidiary structure as required). Use a local corporate advisor to confirm the company profile meets PMLP rules.

  3. Prepare documents — passport copy, investment proof, proof of subsistence (basic monthly requirement per person), police certificate, health insurance, photos, and the state duty payment. Documents are submitted to the Office of Citizenship and Migration Affairs (PMLP) or a Latvian consulate.

  4. Submit application & due diligence — authorities will validate the investment, do background checks, and confirm state fees. Timelines vary, but business-track applications are often faster than property tracks.

  5. Receive a temporary residence permit — typically a multi-year permit (renewable). Maintain the investment for the required period (often five years) and comply with the renewal formalities (including a simple annual contact/visit requirement in many cases). After meeting residency and presence requirements, you may apply for permanent residency and, eventually, citizenship under Latvian law.

 

Practical notes Asian investors care about  

  • You don’t usually need to live full-time in Latvia. The program is designed for investors who travel — many holders visit once per year to keep their permit active while conducting business worldwide. Confirm exact presence rules for your chosen route.

  • Official checks and border rules are tightening. Latvia’s Ministry of Foreign Affairs recently updated entry procedures (from 2025) to improve border security and require pre-arrival electronic declarations for many travelers — so your itinerary and compliance matter.

  • Use local professionals. Company formation, tax planning, and legal compliance in Latvia are straightforward if you work with experienced local lawyers and migration specialists — they’ll ensure your investment both qualifies and supports your broader commercial goals.

 

Is this a “Plan B” — or a new market play?  

Both. For families, an EU residency is a plan B: safer schooling options, medical systems, and freedom to relocate. For investors and entrepreneurs, Latvia can also be a front door to European business opportunities — Baltic logistics, access to EU funding, digital services, and a gateway to Northern and Central Europe.

 

Final thoughts — why now?  

Market volatility and geopolitical shifts are prompting more Asian investors to diversify not just assets, but jurisdictions. Latvia offers a blend of affordability, EU access, and business-friendly structures that make it an attractive option for those who want mobility without an extreme capital commitment. For many, it’s a practical, smart first step into Europe.

Ready to explore whether Latvia fits your family or fund strategy?

Start your journey with our TLG Global experts — we’ll map the best investment route for your goals, handle local structure and compliance, and walk you through each step until your residence permit is in hand. 

Let’s build your European residency journey together.

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